September 26, 2009
So how to repair credit after bankruptcy Chapter 7? Restoring good credit, avoiding future financial trouble, and restoring a debtor’s reputation can take months, and sometimes even years, before the records are washed clean. Bankruptcy Chapter 7 can be filed by any individual, company, partnership or sole proprietorship in the United States as long as the debtor has not missed a court appearance regarding a prior bankruptcy filing within the previous 180 days. Other eligible parties include debtors that have attended credit-counseling courses offered by an approved credit-counseling company 180 days prior to filing for bankruptcy.
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